Why We Are Different

Small Businesses deserve easy access to cost-effective capital on terms they can manage. The starting APR for most short-term business loans outside of a traditional bank are greater than 30%.

At OneTeam, we provide access to more traditional APR-based products, with transparent and easy-to-understand terms. Moreover, we allow the early repayment of our loans with little or no penalty.

Speed and Convenience

Online application with a firm decision within 8 business hours.

Limited Documentation

Loans less than or equal to $100,000 only require three months of bank statements for a full review.

Traditional Structure

APR based financing, fully amortizing with either bi-weekly or monthly repayment options.

True Consultative Approach

OTC Loan Consultants will provide strategic advice to assist your business’ borrowing and growth.

Find the right lending solution for your business.