You built your business, we help it grow.

You built your business,
we help it grow.

Our streamlined funding process, and flexible lending options makes it easy to run your business with confidence.
Two business owners, a man and a woman, standing together
OneTeam Capital is proudly accredited by the Better Business Bureau
2020
Founded
2500+
businesses helped
$100M+
Loans delivered
A Rating
BBB
A man leaning against a tabletop

Free to apply and no hidden fees

A traditional business loan can solve your specific business needs and assist in achieving future goals.

Efficient

Streamlined application process online or over the phone.

Transparent

All aspects of the offered loan products are outlined in a clear and concise manner.

Reliable

Funding within 1-2 business days, and continued resources post funding.

A man leaning against a tabletop

Free to apply and no hidden fees

A traditional business loan can solve your specific business needs and assist in achieving future goals.

Efficient

Streamlined application process online or over the phone.

Transparent

All aspects of the offered loan products are outlined in a clear and concise manner.

Reliable

Funding within 1-2 business days, and continued resources post funding.

Fuel your business's growth with tailored financing options

Small Business Term Loan
Terms ranging from 12 - 48 months
Rates starting at 10.99%* APR
Funding up to $250,000
Bi-weekly or Monthly payment options
No pre-payment penalties
Decisions within 24 hours
Same day funding available
Business Line of Credit
Terms ranging from 12 - 36 months
Rates starting at 1.2%*/month
Credit lines up to $250,000
Bi-weekly or Monthly payment options
No pre-payment penalties
Decisions within 24 hours
Same day funding available
Short Term Working Capital
Terms ranging from 3 - 24 months
Funding up to $1,000,000
Daily or bi-weekly payment options
Pre-payment discounts available
Decisions within 24 hours
Same day funding available
Small Business Term Loan
Business Line of Credit
Short Term Working Capital
An image of Matthew Sapnar, Co-Founder & President of OneTeam Capital

“With 20 years of experience in the SMB commercial financing industry, I know first-hand the working capital challenges small business owners face. That’s why we started One Team Capital, to help make the process of locating financing for our customers as seamless and transparent as possible.”

Matthew Sapnar
Co-Founder & President
An image of Matthew Sapnar, Co-Founder & President of OneTeam Capital

"Fast access to capital is vital to small business growth. We pride ourselves on providing our clients with the money they need in a timely fashion."

Michael Fox
Co-Founder & CRO
An image of Matthew Sapnar, Co-Founder & President of OneTeam Capital

"At One Team Capital we understand that searching for business financing can be a confusing process. Our team strives in being commercial loan consultants to ensure we can locate the financial product which allows you and your business to achieve your full growth potential."

Austin PrusakCo-Founder & COO

Super simple process to locate financing that works best for you.

Making the application process simple and efficient gives our clients the ability to remain engaged with the day-to-day responsibilities of their business, while OneTeam delivers financing results

01

Complete the application

Submit your file securely with our online application or call us at 201-442-5990.

02

Help us learn more about you

A OneTeam representative will reach out to listen, learn and discuss your business' options.

03

Get approved funding

Reviews offers with your OneTeam representative and choose what works best for you.

04

Receive the funds

Financing proceeds electronically transferred to your account in as little as 24 hours!

One-stop business financing that's right for you.

Expert Advice
We're veterans of the working capital industry, not newcomers. Let us help you learn about your options.
Speed & Convenience
Online application with a firm decision in as little as 24 hours.
True Consultative Approach
We listen first, then respond. We'll let you know upfront if we can help, and won't waste your time.
See why our customers love OneTeam.

"I have nothing but the highest praise for Austin and OneTeam Capital. Within 24 hours of an introduction, they found and funded a loan for a rapidly growing manufacturing client. They were consummate professionals to work with and left us all very impressed with their capabilities.We now have one call we will make for all our funding needs and that will be to One Team."

━ Robert Henry
A businessman standing with his arms crossed
2020
Founded
1000+
Businesses helped
$60M+
Loans delivered
A Rating
BBB